MORTGAGE RATES

 

Below are the current rates as of 7/11/2025 at 8:41 AM.  Please note rates are subject to change without notice.

 

30 Year Fixed Rate Mortgage Rate Relief: 5.125%  **Income Restrictions**
Points: 0.00%
APR: 5.241%*
Lock Days: 30

 

30 Year Fixed Rate: 6.50% 
Points: 0.80%
APR: 6.711%*
Lock Days: 30

20 Year Fixed Rate: 6.125%
Points: 1.25%
APR: 6.454%*
Lock Days: 30

 

15 Year Fixed Rate: 5.625% 
Points: 1.10%
APR: 6.005*
Lock Days:  30

 

FHA 30 Year Fixed Rate: 6.50%

Points: 0.00%
APR: 7.414% *
Lock Days: 30

 

VA 30 Year Fixed Rate: 6.625%
Points: 0.00%
APR: 7.048% *
Lock Days:  30

USDA 30 Year Fixed Rate: 6.25%
Points: 0.00%
APR: 6.951% *
Lock Days:  30

 

5 Year Arm: 7.50%

Points: 1.25%
APR: 8.434% *
Lock Days:  30

 

*APR = Annual Percentage Rate and is calculated using a loan amount of $160,000

**Eligible income is based on all adult owner/occupants and must be at or below 80% of the FHFA AMI. All borrower income must be included. Adult owner/occupants must be on the application, the note, hold title and occupy the property. Use of the AMI table in effect on the day of application. Must include all owner/occupant's income. Restricted to a primary residence and 1-4 family dwellings. Available on 30 year fixed only.