MORTGAGE RATES

Below are the current rates as of 11/13/2026 at 2:30 PM.  Please note rates are subject to change without notice.

 

30 Year Fixed Rate: 7.000%

Points: .81%
APR: 7.221%*
Lock Days: 30

20 Year Fixed Rate: 7.250%
Points:  1.38%
APR: 7.618%*
Lock Days: 30

 

15 Year Fixed Rate: 6.875%

Points: 1.13%
APR: 7.282%*
Lock Days:  30 

 

 

VA 30 Year Fixed Rate: 7.625%
Points: 0.50%
APR: 8.194% *
Lock Days:  30

USDA 30 Year Fixed Rate: 7.49%
Points: 0.625%
APR: 8.310% *
Lock Days:  30

 

5 Year Arm: 7.375%

Points: 1.625%
APR: 7.628%*

Lock Days: 30

 

*Annual Percentage Rate and is calculated using a loan amount of $160,000.