MORTGAGE RATES

Below are the current rates as of 07/22/2026 at 9:01 AM.  Please note rates are subject to change without notice.

 

30 Year Fixed Rate: 6.25%

Points: 1.20%
APR: 6.496%*
Lock Days: 30

20 Year Fixed Rate: 6.50%
Points: 1.40%
APR: 6.856%*
Lock Days: 30

 

15 Year Fixed Rate: 6.00%

Points: 1.30%
APR: 6.496*
Lock Days:  30

 

FHA 30 Year Fixed Rate: 6.49%
Points: 0.00%
APR: 7.404% *
Lock Days:  30

 

VA 30 Year Fixed Rate: 6.625%
Points: 0.00%
APR: 7.035% *
Lock Days:  30

USDA 30 Year Fixed Rate: 6.375%
Points: 0.00%
APR: 7.105% *
Lock Days:  30

 

5 Year Arm: 6.50%

Points: 0.00%
APR: 6.609%*

Lock Days: 30

 

 

*Annual Percentage Rate and is calculated using a loan amount of $160,000.