MORTGAGE RATES

 

Below are the current rates as of 04/02/2026 at 8:30 AM.  Please note rates are subject to change without notice.

 

**Mortgage Rate Relief Program - Limited Time - Restrictions Apply See Below **

30 Year Fixed Rate: 5.125%

Points: 0.00%
APR: 5.241%*
Lock Days: 30

 

30 Year Fixed Rate: 6.25% 
Points: 1.00%
APR: 6.476%*
Lock Days: 30

20 Year Fixed Rate: 6.00%
Points: 1.05%
APR: 6.301%*
Lock Days: 30

 

15 Year Fixed Rate: 5.625% 
Points: 0.95%
APR: 5.981*
Lock Days:  30

 

FHA 30 Year Fixed Rate: 5.99%

Points: 0.00%
APR: 6.905% *
Lock Days: 30

 

VA 30 Year Fixed Rate: 6.49%
Points: 0.00%
APR: 6.871% *
Lock Days:  30

USDA 30 Year Fixed Rate: 5.99%
Points: 0.00%
APR: 6.698% *
Lock Days:  30

 

5 Year Arm: 6.50%

Points: 1.75%
APR: 9.332% *

 

*Annual Percentage Rate and is calculated using a loan amount of $160,000.

** Mortgage Rate Relief Program - Purchase of a primary residence only, Borrowers’ income is at or below 80% Area Median Income (AMI) according to Federal Housing Finance Agency’s (FHFA) Underserved Areas Data. Other restrictions may apply.  Subject to loan approval. Limited time offer **.